A current-account limit for approved businesses; term purchases against cheque, promissory note or letter of guarantee.
For approved accounts
In bulk hardware purchases, cash flow is decisive for most businesses. By setting a current-account limit for approved accounts, Çipsa lets you spread a purchase over your budget calendar.
How is the limit set?
At account opening the tax certificate, signature circular, an extract of the latest balance sheet or a bank opinion are requested. The limit request is assessed by our finance team within one to two working days. For institutions and municipalities tender and contract documents are also considered.
Term options
- Cash: by bank transfer/EFT, with the highest discount
- Credit card: 3 - 9 instalments with partner banks
- 30 / 45 / 60 day terms: within the limit against collateral
Collateral
Cheques, promissory notes, bank letters of guarantee or credit insurance are accepted. For small limits (for example up to 150,000 TRY) a signature circular and trade reference may be enough.
On term purchases the term charge is shown on a separate invoice line.
Scope of service
- Current-account limit
- 30 / 45 / 60 day terms
- Light collateral for small limits
- Term charge on a separate line
Credit Sales and Collateral — get a quote
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